PINJAMAN PERIBADI MELALUI BANK TANPA EXTRA CHARGES AGENT: July 2012

Thursday 26 July 2012

PERSONAL LOAN 2 TO 5 YEARS 7.25% AND 6 TO 7 YEARS UP TO 11.99%

AL-RAJHI BANK PERSONAL LOAN PAID BY COUNTER INTEREST FROM 7.25%

Fast 2 day approval (48 hour)
High trade limit up to RM150,000 or 5 times your monthly salary, whichever is lower
Up to 7 year repayment
Minimal documentation
Transparent and fair contract
Competitive pricing
Certainty in total repayment
Rebate for early settlement
No compounding effect on outstanding balance
Al Rajhi (Malaysia) Syariah Board compliance

Financing Amount : RM2K TO RM150K

Financing Limit : 5 times salary and self employer max is RM100k

Installment payment : Fixed

Pls email your related doc and enquiry to : cyfm88@gmail.com
or call to 0178673154
Hari Raya Promotion 2012

Repayment Schedule

SKIM PGM UNTUK SWASTA/CORPORATE

SKIM PGM (Potongan Gaji Majikan) / Corporate Community Select Program-Salary Deduction (CCSP-SD)

KRITERIA PRODUK:

Kadar Keuntungan 3.25% (2-3 Tahun),4.25% (4-5 Tahun),4.75% (6-10 Tahun),4.95% (11-15 Tahun)
Jumlah Pinjaman dari RM 2000 - RM 150,000 (MAX) atau 26 X Gaji
Perlindungan Takaful
Tempoh Bayaran Balik dari 2-15 Tahun melalui Potongan Gaji Majikan
Pemohon Mestilah berumur 21 tahun - 55 tahun atau sehingga umur persaraan
Pendapatan Minimum RM2000 termasuk Elaun TETAP
Berjawatan TETAP dan Berkhidmat 1 Tahun KeAtas
Tanpa Penjamin
Produk dilindungi Takaful
KONSEP: Al-Bai Bithaman Ajil (syariah berasakan Jualan Komoditi)
Kelulusan 48 jam
Mengambil kira KOMITMEN/CTOS/CCRISS
Majikan Tersenarai SAHAJA.
Majikan Yang TIDAK TERSENARAI Boleh Mendaftar menjadi Panel.Prosedur Pendaftaran seperti dibawah (SYARAT mempunyai kakitangan melebihi 100 orang)

CAJ-CAJ PINJAMAN:

PROCESSING FEES	NIL
STAMP DUTY	0.5% DARIPADA LOAN AMOUNT
DELIVERY CHARGES	RM 250
TAKAFUL	Berdasarkan umur,jumlah pinjaman dan tempoh pinjaman
SURAT WASIAT	Pilihan (Optional)

DOKUMEN YANG DIPERLUKAN:

BORANG PERMOHONAN download
Salinan Kad Pengenalan yang diSAHKAN MAJIKAN
3 bulan penyata gaji terkini yang diSAHKAN
SURAT Pengesahan Majikan
SURAT Kebenaran Potongan GAJI

PROSEDUR PENDAFTARAN PANEL AL RAJHI

Pendaftaran Mengambil Masa 2 minggu.

1.Sila Emailkan nama syarikat dan nama pegawai-pegawai/majikan yang bertanggungjawab / berkuasa menguruskan pemotongan gaji.email ke pusakop@gmail.com
2.Surat TAWARAN (Offer Letter) akan dikeluarkan oleh pihak Al Rajhi Bank.Ejen perlu menghantar Surat Tawaran tersebut untuk diperakui penerimaan tawaran oleh Majikan.
3.Proses Kelulusan KOD MAJIKAN akan dikeluarkan.

**Disclaimer:

1) The content provided on our page is for information purpose, Terms and Conditions are subject to change or modification, without prior notice, knowing that the entire page is under the regulations of Al Rajhi Bank.

2) Any changes of information made by the bank will be implemented immediately without informing user. However, we have taken reasonable care to ensure the accuracy of information and content given directly and exclusively by the Al Rajhi Bank. By using it, the user agrees to abide by all the Terms and Conditions published on this page.

3) Any changes of interest rate made by the bank in the future are beyond our control.

4) User’s information is confidential and protected, intended solely for the use of applying Al Rajhi Personal Loan, will not leak out to third party for any purposes in whatsoever circumstances.

5) We will not be responsible or liable for any loss caused or damage incurred or suffered by the user as a consequence of using any services on this page.

6) All terms and conditions, Implications of late payment, Implications of non-payment, Code of Practice/Policy on responsible lending, Disclosure of renewal policy shall under the regulations of Al Rajhi Bank.

PINJAMAN MBSB